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DEPOSIT SOLUTIONS

Gulf Coast Deposit Solutions offer you the financial tools to optimize your cash flow as well as your time.

Desktop Teller

Have you ever wished you had your own personal teller at your office? Now you can!
Gulf Coast Bank’s Desktop Teller allows you to securely scan your check deposits at your desk.
The possibilities are endless for your bank!

  • No more mid-day trips to the bank to miss cut-off times
  • No more deposit couriers
  • No more holding checks all day, deposit as many checks anytime throughout the day
  • Later deposit deadlines
  • Quicker availability of funds
  • Improved Cash Flow
  • Instant access to check images and deposits for research or reconciliation
    It is easy to get started! Simply:
  • Purchase & install the scanner from Gulf Coast Bank to connect it to your PC with a USB port
  • Prepare your deposit and scan your checks
  • Balance the deposit total from your checks with the online batch total
  • The deposit is securely scanned to Gulf Coast Bank for processing
    For more information, contact one of our Treasury Management
    consultants at 866-755-3887 or treasurymgmt@gulfbank.com
Sweep Account

Improve your cash flow with a Gulf Coast Sweep Account. Automatically sweep idle collected balances from your Checking to a sweep option to earn interest.

  • Access your money quickly
  • Earn higher return on your capital
  • Eliminate bookkeeping hassles
  • Eliminate trips to the bank
  • Receive a monthly statement of your investments

For more information, contact one of our Treasury Management consultants at 866-755-3887 or treasurymgmt@gulfbank.com

Analysis

Account analysis is designed for businesses with large transaction volumes and account balances as well as those customers that use Treasury Management Services. An earnings credit allowance, based on the balance maintained in the account, may offset per-item charges and Treasury Management charges.

With an Account Analysis Statement you'll get a detailed breakdown of your average balance levels as well as a listing of each of the individual services you use. You will also be able to combine all your accounts into one statement and use your total balance to offset service charges with the combined earning credit. This way, you are better able to manage your cash position. You'll also get a summary of the your Earned Credit Rate – credit you earn based on your balances – along with a complete reconciliation of your account balances and the bank fees that apply to them.

For more information, contact one of our Treasury Management consultants
at
866-755-3887 or treasurymgmt@gulfbank.com

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Equal Housing Lender