Personal » Resource Center » Online & Mobile » Mobile Banking » Mobile Deposit Mobile Deposit Mobile Deposit* from Gulf Coast Bank and Trust makes banking with us easier and more convenient no matter where you are located. You can deposit single checks into your account without a visit to the bank. Simply sign the back of your check, snap a photograph of the front and back of your check with your smart phone (iPhone or Android) and send the check for deposit through our secure network. Criteria to Apply: A Gulf Coast Bank Consumer Checking or Savings Account opened for at least 30 days. User must be 18 years of age or a minor with a High School Checking Account in which the joint owner will be notified for additional authorization & approval. No overdraft occurrences in the last 30 days. The account must not be in default on any legal or administrative order, levy or garnishment. Currently enrolled in our Online Banking & have downloaded Gulf Coast Bank’s Mobile Banking App.* Online Banking Login ID accesses consumer accounts ONLY. (Contact your branch for more information if you access consumer and business accounts with your Login ID) Steps to Apply: Log into your Online Banking account. If you do not have an account, click “Sign Up” under the Online Banking Login box located on the left side of the web page to enroll and then download Gulf Coast Bank’s Mobile Banking App. Once logged in, click the Mobile Deposit banner advertisement at the top of the page to bring you to the application. Complete and submit your application. Allow at least 48 hours for your application to be reviewed. You will be notified via email upon approval of your application. How to Use: Click here for instructions. For assistance or additional information, please visit frequently asked questions or contact your local branch location. *Mobile Deposit requires enrollment in Mobile Banking. Deposit limits and other restrictions may apply. Message and data rates may apply. Please check with your service provider for specific fees and service charges.