Personal » Savings Solutions » Savings Accounts » Health Savings Health Savings Gulf Coast is one of your local providers of Health Savings Accounts. A Health Savings Account can be used in conjunction with a high-deductible health plan to help take control of rising medical costs. You must be participating in a high-deductible health plan to qualify for a HSA. As part of this plan, you pay as you go for medical expenses until you have met the health plan’s deductible. When you have reached the deductible, your health plan will pay for the majority of health care for that year. Apply Online Call 985-249-7264 or email KenFernandez@gulfbank.com for more information and to see if you qualify for a Health Savings Account. Click here for important disclosures.