Personal » Checking Solutions » Checking Accounts » Easy Checking Easy Checking Gulf Coast Bank's Easy Checking account is a basic checking account to meet everyday banking needs. It's easy and simple. Students age 15 and over may open our Easy Checking account with a parent or guardian who is an existing customer of Gulf Coast Bank, as a joint owner. Apply Online Click here for important disclosures. ^Gulf Coast Bank does not charge a fee for using Mobile Banking or Alerts. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges.