Personal » Lending Solutions » Home Loans » Loan Programs » Reverse Reverse Reverse Mortgage program or The Home Equity Conversion Mortgage (HECM) is a mortgage loan that enables borrowers to borrow against the equity in their home. These loans are designed for senior homeowners who are of the age of 62 or older. This is an FHA loan. Click here to read if a Reverse Mortgage is beneficial to you. For specific details, please contact our Reverse Mortgage Specialist Tracey Textor.