An interest bearing checking account that rewards your banking behavior with one of the highest checking interest yields around on balances up to $20,000*. Gulf Coast will also reimburse ATM fees nationwide any monthly cycle you meet the 3 qualifiers below!!

• To earn 3.01% APY AND have your ATM fees refunded, simply meet these 3 easy qualifiers each cycle:

1. Minimum of 12 check card purchases

2. One Automatic Payment(ACH), Direct Deposit transfer or Online Bill Payment

3. Receive your monthly account statement electronically (eStatements)

• No monthly service charge.

*3.01% Annual Percentage Yield (APY) paid on balances up to $20,000 and 1.01% APY on the portion of balances above $20,000 each cycle the qualifications are met.  0.10% APY will be paid on the entire balance in any cycle where the requirements are not met.  **Effective August 15, 2010, ATM fees of $4.99 or less per withdrawal will be refunded to your account each cycle that qualifications are met; up to a limit of $25.00. Annual Percentage Yields (APY) are effective 8/15/2010 and are subject to change without notice.  No minimum balance requirement or service charge.  Available for Personal Accounts only.  Limit one account per Social Security number. See Banker for more Details.  Interest Checking Patent Pending by Banc Vue.