Pat Callaghan has been a mortgage professional for over 20 years. Providing clients with options to determine the best mortgage product that fits their individual needs. We make the process simple and take pride in getting your transaction completed. My clients range from first time homebuyers to seasoned veterans. If you are in need of a new home purchase or a refinance mortgage: to lower your interest rate and or the term, or cash out for: bill consolidation, school tuition, home improvements, investments, or a combination of things, we look forward to the opportunity to serve you.