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Joint Minor Savings

A savings account designed for minors of all ages to learn the importance of saving money.

Apply Online 

Parent(s)/legal guardian must apply online for the minor, listing the minor as the primary applicant and themselves (parent(s)/legal guardian) as the joint applicant. Minor must be age 15 up to age 18 to apply online.



Important disclosures

Minor must be age 15 up to age 18 with signing authority to obtain an ATM Card* or be approved for Mobile Deposit. Minors under the age of 15 will not have signing authority. Parent or legal guardian must be a joint owner.

Federal banking regulations restrict the number of withdrawals and transfers that can be made per month on savings and money market accounts. See disclosures for more information.

^Joint owner must authorize minor to be approved for Mobile Deposit. Gulf Coast Bank does not charge a fee for using Mobile Banking, Mobile Deposit, or Alerts. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges.

*Joint owner must authorize minor to obtain an ATM Card.